Incredible Rates are Here. There Is No Better Time To Lock In For Purchase or Refinances!

Whether you are purchasing a home or trying to lower your monthly payment, consolidate your debt, get cash from your home, or keep your payment from rising, we have what it takes…

Most Popular Loans:

FHA Loan

* Low down payment of 3.5% on your purchase price and up to 6% of seller paid costs

* Refinance up to 97.75% of your appraised value

* Streamline refinance with NO appraisal when you currently have an existing FHA loan

* Insured by the Federal Housing Administration

Conventional Mortgage Lending

* Homepath Lender, 3% down payment, no appraisal and no mortgage insurance

* Refinance up to 125% of your appraised value with Making Homes Affordable Refinance Program

* 5% down payment with qualifying credit scores on purchases

* Purchase or refinance of 1 to 4 family units, attached and detached, as well as condo’s

VA Mortgage Lending

* ZERO down payment purchase probgram

* No monthly mortgage insurance

* 100% cashout refinance available

JUMBO Lending

* loans greater than $417,000

* 20% down on purchase and up to 80% Loan to Value on refinances

* Fixed and Adjustable Rates

REVERSE Mortgage Lending

* all borrowers must be 62 years or older

* NO CREDIT and NO INCOME qualifications

* Versatile Options

-no mortgage payments

- receive monthly income distributions

- one time lump sum on cashout refinance