Don’t settle for just any mortgage broker. You need a Licensed Mortgage Banker that is familiar with your area.  Emmanuel and his team at Choice Mortgage Bank live in South Florida.  Whether you are purchasing a new home, refinancing your existing home, or looking for a reverse mortgage, WE CAN HELP!

Applying for a loan can be stressful and slow-going, but it doesn’t have to be. Emmanuel will be your personal concierge throughout the lending process, working with your realtor, title company, and appraiser to streamline the loan process. He’s here to assist you and answer your questions on your time frame. You’ll benefit from lower interest rates and better service.

Je parle Francais / Se habla Español

We have an exemplary A+ rating from the Better Business Bureau

Call us: 561-362-8441
Direct cell: 561-400-7317

Company NMLS: 166254
Emmanuel St. Germain NMLS: 327176



Choice Mortgage Bank is a residential wholesale direct lender in Boca Raton. As a direct lender, we work personally with you through every step of the mortgage loan process, from pre-approval to close. We can also approve and finance loans that other banks have to turn down. By specializing only in residential loans, we have the specific expertise to help you get the best rates.

Our preliminary Free Approval System will give you a very strong indication of whether or not your loan will be approved and closed. With very basic information regarding income, employment, and credit, we will give you a determination of the strength of your loan that very day!


Emmanuel is the best in the biz! His diligence and attentiveness make the lending process, which can be EXTREMELY STRESSFUL, much more amenable. Emmanuel really took the time to meet with me and prepare me for the many twists and turns that can present themselves along the way. Emmanuel takes a hands on approach with his clients, making himself available any time of day and night. He shines in this pursuit with constant contact and no hand offs. In a world of endless paperwork and hoop jumping, Emmanuel is undeniably the best teammate for the home buying process! I would recommend him to anyone ready to purchase a home!

Kirsten Smith

Thank you once more for coming through for me in closing my property deal.  I can’t tell you how happy and glad I was to have met you at the right time, since my original lender denied my loan on the scheduled closing date and wanted me to purchase a different property.  Your hard, diligent and professional work shined through in making my dream come reality. I would recommend you to anyone I know and the drive was well worth it.”

Gabby Angel